UPI | Lending | Insurance | Trading
Fintech App Development Company in India
We build production-grade fintech apps — UPI payment platforms, lending systems, insurance tech, stock trading apps, and digital wallets. RBI-compliant architecture, SEBI/IRDAI-aware workflows, and bank-grade security from day one.
5+
Fintech Products Live
From payment apps to full trading platforms
Made in India. Built for the World.
Serving clients across US, UK, UAE, and Australia
5+
Fintech Products Shipped
₹50Cr+
Transaction Volume Handled
99.9%
Uptime on Payment Systems
RBI
Compliance-Ready Architecture
Our Services
What We Build
End-to-end development services tailored for your business
UPI & Payment Gateway Integration
Razorpay, PayU, Cashfree, PhonePe, and direct UPI integration. PCI-DSS compliant payment flows for mobile and web apps.
Lending & NBFC Platforms
Loan origination systems, credit scoring with bureau integration (CIBIL/Experian), EMI calculators, and collection management dashboards.
Stock Trading & Investment Apps
Real-time market data feeds, portfolio management, SIP calculators, mutual fund platforms, and broker API integrations (Zerodha Kite, Angel Broking).
Insurance Tech (InsurTech)
Policy management, claims processing, agent portals, and IRDAI-compliant document workflows. We built ClaimsMitra — a full insurance inspection platform.
Digital Wallets & Neobanking
KYC-verified wallets, peer-to-peer transfers, virtual cards, expense tracking, and prepaid instrument (PPI) compliance architecture.
Security & Compliance
AES-256 encryption, OAuth 2.0 + JWT auth, VAPT-ready codebase, RBI data localisation compliance, and SEBI/IRDAI regulatory awareness built into every fintech product.
Our Expertise
We Build For Every Industry
From startups to enterprises, we craft digital solutions tailored to your sector.
EdTech
Learning platforms & course apps
Healthcare
Fitness & wellness solutions
Supply Chain
Logistics & inventory systems
Food & Delivery
Restaurant & delivery apps
Beauty & Wellness
E-commerce & booking platforms
Productivity
Task & project management
Designed in
Figma
How We Work
Our Process
Discovery & Strategy
We understand your business goals, target audience, and technical requirements to create a solid foundation.
Design & Prototyping
Our designers craft pixel-perfect interfaces in Figma, ensuring every interaction feels intuitive and premium.
Development & Testing
Clean, scalable code with rigorous testing to ensure your product performs flawlessly across all devices.
Launch & Support
We handle deployment, monitoring, and provide ongoing support to keep your product running smoothly.
Tech Stack
Technologies We Work With
Common Questions
Frequently Asked Questions
How much does fintech app development cost in India?
Do you build RBI-compliant fintech apps?
Can you integrate UPI payments in my app?
What fintech apps has Xenotix Labs built?
How long does it take to build a fintech app?
Do you handle KYC integration for fintech apps?
Start Your Project
Let's Build Something Exceptional Together
From concept to launch, we craft digital products that drive real business results.
50+
Projects Delivered
10M+
Users Reached
6K+
Active SaaS Users
